Down Payment Assistance

A common misconception is that you need 20% down to purchase a home. FHA home loans require as little as 3.5% down and a conventional home loan only requires 5% down. Whether you are a first time home buyer or a repeat buyer, don’t let this misconception — or lack of a down payment — stand in the way of buying a home!

Speak with our preferred lender Edward Terrazas to learn more about low down payment mortgage options or down payment assistance programs that may be available in your area. This type of assistance can include grant programs, interest free second mortgages, 100% financing options on VA loans and more. 

One of the best steps you can make is educating yourself on all of the options that might be available, and we’d love to help you explore what options best fits your situation.